Use your money as a tool for creating the life you want
Financial coaching for individuals, couples, and business owners who want more than a budget—they want clarity, confidence, and a financial life that truly fits.
Most people don't want a perfect budget.
They want:
confidence making financial decisions
a business that supports their life
enough saved to breathe easier
freedom to enjoy today without sacrificing tomorrow
a financial system that actually fits who they are.
a business that supports their life
That's what we build together.
It starts with understanding what matters most to you, then designing a Sustainable Spending Plan to support it.
Money isn't the goal.
The goal is a life that feels intentional, sustainable, and fully your own.
Here’s how it works
-
Gain clarity & make a plan during your Financial Clarity Intensive
Includes a 2-2.5 hour meeting where we translate the life you want into a Sustainable Spending Plan you can actually trust, and feel excited to follow.
-
Optional ongoing coaching
Some people leave the Intensive ready to implement on their own. Others appreciate support as they put their plan into practice. We'll meet you wherever you are.
-
Live with more confidence
As your confidence grows, money becomes less about worry and more about supporting the life you're intentionally creating.
“If you’re looking for someone to guide you through the financial implications of making your dreams come true, I cannot recommend Emily Gowen more highly!
My fiance and I sought her expertise for guidance in thoughtfully merging our finances, saving for our wedding and honeymoon, and eventually buying our first home. Looking back, I only wish we’d done this sooner! While we used to cringe at the thought of not only devising a budget, but sticking to it, Emily gave us the tools we needed to make budgeting (dare I say it?) fun! We continue to be amazed at how we’ve been able to grow our savings in such a short amount of time. Whatever it is you’re looking to do with your finances, rest assured Emily can help you find the way!” – Autumn, Portland, OR
Personal & Couples Coaching
Money affects nearly every part of life. We'll help you create a financial plan that supports what matters most to you, whether that's buying a home, raising a family, traveling more, working less, or simply feeling more at peace with your finances. Click here to learn more about our coaching process.
Business Coaching
Your business should support your life—not consume it. Together we'll align your business and personal finances so you know how much your business needs to earn, how much to pay yourself, and how to build a business that's financially sustainable. Click here to learn more about our business coaching offerings.
I know what it’s like to feel overwhelmed by your finances.
Most people want to confidently manage their money, balancing enjoying life now with saving for their future self. The problem is, most of us weren’t taught how to manage money wisely. The amount of information out there can be overwhelming, so we put off facing our finances, making us feel anxious and stressed.
I'm a financial coach because I know what it feels like to be burdened by finances.
I want to help as many people as I can turn that stress and trapped feeling into hope and positivity about their financial future. I promise to provide an accepting, open and creative atmosphere to get you on track to where you want to be.
I’ve spent the last 11 years helping people no longer worry about money. Life can bring enough hardships, and I believe money doesn’t have to be one of them.
What makes our approach unique:
Most financial advice focuses on what you should do with your money. We start by understanding what you want your money to do for you.
We care about helping clients build their best life along the journey toward financial independence—not just once they arrive.
Our goal isn't perfection. It's helping you feel calm, intentional, and in control of your finances.
500+
hours of specialized training
11
years of coaching experience
500+
happy, financially-savvy clients
I'm a nationally certified AFC® financial counselor who's spent the past 11 years continually refining my approach to financial coaching. Through years of experience and hundreds of hours of specialized training, I've helped clients pay off debt, break the paycheck-to-paycheck cycle, build meaningful savings, confidently pay themselves as business owners, and create financial systems that support the lives they actually want to live.
My hope is that you leave our work together not just with more knowledge, but with a plan you trust and the confidence to use it.
Imagine a financial life where...
You know exactly how much "enough" looks like for you or your family.
You're saving for the things that matter most.
Your spending reflects your values.
Your business supports your life.
Money is quietly working in the background instead of demanding your attention every day.
There's no one ‘right’ way to build a meaningful life.
I don't believe financial success looks the same for everyone.
Whether your goal is to work less, travel more, build a business, retire early, give generously, or simply feel more at ease with your money, we'll help you create a financial plan that supports what's most important to you.
Because money isn't the destination.
It's one of the tools we use to build a life that feels intentional, sustainable, and uniquely your own.
