Business and Personal
Money Coaching
Is your business supporting your life—or quietly taking it over?
Most people start a business for more freedom, flexibility, and purpose.
But somewhere along the way, it's easy to find yourself working evenings, worrying about cash flow, wondering whether you're charging enough, and never feeling quite sure if you're doing enough.
You might be asking yourself:
How much can I realistically pay myself?
Am I earning enough to support the life I actually want?
How much time off can I afford?
How do I stay ahead on taxes without constantly worrying about them?
Is there a better way to run my business that feels calmer, simpler, and more sustainable?
Together, we'll reverse engineer your business around the life you want to live—not the other way around.
Our coaching process always begins with the Financial Clarity Intensive
Most people aren’t sure where to begin because they don’t yet
have a plan they believe in.
This comprehensive session is designed to help you understand both your personal and business financial picture, create a clear plan, and identify your next steps. For many clients, this session alone provides the clarity they were looking for. It is also required for anyone interested in ongoing coaching.
What to Expect During Your Financial Clarity Intensive
We'll begin by getting clear on what you want your business to make possible—then design a financial plan to support it.
Together, we'll:
Create a Sustainable Spending Plan for your business that supports paying yourself, taking time off, saving for taxes, retirement, and future goals.
Create a Personal Sustainable Spending Plan that reflects your values, priorities, and the life you're building.
Identify practical next steps to simplify your finances and move confidently toward your goals.
Answer your biggest financial questions about topics like pricing, paying yourself, taxes, debt repayment, homeownership, retirement, and more.
Your Intensive includes:
Access to a private client portal with videos, worksheets, and resources to help you prepare before we meet.
A 2½-hour virtual session where we'll create both your personal and business Sustainable Spending Plans.
Personalized action steps and one week of follow-up email support.
Investment: $749
"Before working with Emily, I had a general sense of what my money was doing, but little intentionality and a lot of anxiety about it. I didn’t know if I could take vacation or sick time, didn’t know for sure that I was saving enough for taxes, and was pretty much ‘winging it.’
I am so relieved. I have zero money anxiety on a daily basis. I feel like a money champ these days and it’s all because Emily helped me sort my stuff out. If you are thinking that having money sorted out might help you feel better then I would definitely recommend working with Emily. I found her to be focused, sharp, and kind.”
M.P., Portland, OR
Optional ongoing support
4 Months of 1:1 Coaching
Your Financial Clarity Intensive gives you a clear plan. Over the next Four months, we'll help you put that plan into practice—building a money management system that supports both your life and your business.
As a result of this 4-Month Coaching Program, you'll:
Confidently manage both your personal and business finances so you can spend intentionally, save for what matters most, and make financial decisions with less stress.
Get an experienced, objective perspective on your pricing, revenue, and the long-term direction of your business.
Pay yourself consistently, knowing your taxes, business expenses, and personal goals are all accounted for.
Build a simple, sustainable system for managing your money that continues to work as your business and life evolve.
Gain clarity about what "enough" looks like for you, allowing you to make decisions from a place of intention rather than pressure.
Our goal is to help you build a business that's financially sustainable, supports the life you want to live, and feels good to run.
What others have to say:
Our 4-Month Financial Coaching Program is a good fit if...
You want support putting your plan into practice.
You appreciate having a trusted thought partner as financial questions and decisions arise.
You're ready to build a money management system that feels simple, sustainable, and designed for real life.
You believe lasting financial peace comes from clarity and consistency—not perfection.
What's included
Eight one-on-one coaching meetings with ongoing support between sessions.
A personalized money management system for both your business and personal finances.
Regular review of your cash flow, helping you understand where your money is going and what your business is truly earning.
Guidance as you make decisions about pricing, taxes, paying yourself, major purchases, and future goals.
Continued refinement of your Sustainable Spending Plans as your business and life evolve.
A financial system you can confidently continue using long after our work together ends.
For business owners who would rather spend their time elsewhere, we also offer optional bookkeeping support.
Questions you may have:
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I work with small business owners who want their business to support their life—not take it over.
A lot of business advice focuses on growth at all costs: more clients, more revenue, more offers, more complexity. But bigger doesn't always mean better. If your business is growing and you're exhausted, overwhelmed, or unable to enjoy your life, something is off.
Our work together focuses on helping you build a business that feels financially sustainable and personally fulfilling. We'll look at your numbers, your capacity, and your goals to figure out what "enough" looks like for you.
Depending on your needs, we might work on things like:
Paying yourself consistently and confidently
Understanding your cash flow and profitability
Planning for taxes without the last-minute panic
Setting income goals that actually align with your desired lifestyle
Evaluating pricing, offers, or business models
Creating healthy boundaries around your time and client load
Making business decisions with clarity instead of fear
You don't need a seven-figure business. You don't need to hustle harder. You don't need to scale if you don't want to.
You deserve a business that funds your life, honors your values, and leaves room for the people and experiences that matter most.
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Coaching helps you gain control of your money faster by having accountability and support in implementing your new plan for your money.
Financial struggles are not solved in one day, just like health and fitness habits are not solved in one personal training or nutrition session.
Ongoing coaching supports you in:
• Embodying your new identity of someone who is good with money
• Maintaining an organized system for making financial decisions with confidence
• Actually looking forward to managing your personal, joint, or business finances
• Creating lasting changes in your habits with money.
I am confident my clients save far more money than they invest in coaching, and continue to do so year after year.
This work is the best solution for someone experiencing fear, shame, anxiety, or frustration with money, because you’ll start taking action toward a different future right away, and continue moving towards it with support.
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Don’t worry- Doing the deeper work around your relationship and beliefs around money is almost inevitable while tackling the day-to-day reality of it head-on. We will:
• Create a safe space to share what comes up for you around spending, saving and investing
• Identify roadblocks or obstacles you may have to enjoying your money
• Determine clear action steps you can take to move past those hurdles
Financial coaching is not without vulnerability; in fact, tears and emotions are welcome in my sessions:) If issues surface that are beyond my wheelhouse of expertise, I will refer you to another professional or perhaps therapist who can support you in working through them.
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I work with service-based business owners who generally do not sell retail products. Common examples are therapists and other healthcare professionals, web designers and brand strategists, coaches, consultants, lawyers, and service providers of all kinds.
My clients can be sole proprietors, LLC’s, or LLC’s that file as Scorps.
My business is not only here to serve cis, hetero folks- all are welcome!
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I only onboard two new clients per month into 1:1 coaching so that I know I’m giving you all the support you need for success! If you know you would like to move forward, I just ask for a $250 deposit (toward your program fee) to hold your spot.
Total Investment:$3500
$500 deposit, plus four $749 monthly payments
*If both of you are self-employed and want coaching and support with two businesses, extra sessions will be needed and we can assess additional billing.
What clients say our coaching provides:
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A thoughtful guide for life's financial decisions
Michael said, “One of Emily's greatest gifts as a Financial Coach is her ability to be practical, logical and mathematical while simultaneously also being caring and compassionate. She is authentic, direct, sincere, kind and honest around the complex topic of money and whatever it may bring up for her clients.”
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Sleeping well at night knowing your money is taken care of
Sahar said, “I sleep well at night now, because my money is organized and I know exactly what it needs to do, to support the lifestyle I want.”
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A welcoming and non-judgmental space to learn about money
Jennifer said PDX Money Coaching provided “a safe and knowledgeable space to create realistic systems in both my personal & business finances.”
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Better communication with my spouse and momentum toward our shared goals.
Autumn said, “while we used to cringe at the thought of not only devising a budget, but sticking to it, Emily gave us the tools we needed to make budgeting (dare I say it?) fun.”
PHASE THREE
Support Beyond the 4-Month Program-
Business by Design
Now that your financial foundation is in place, it's time to put your plan into practice.
Over the next three months we'll continue refining your personal and business finances while helping you make intentional decisions about how your business supports your life.
Whether you're working on paying yourself consistently, improving cash flow, adjusting your pricing, hiring help, creating more time freedom, or simply defining what "enough" looks like for you, we'll use your numbers as a tool to help guide those decisions.
Business by Design Includes:
Six one-on-one coaching sessions over three months
Email support between meetings
Continued review of your personal and business finances
Support implementing your financial plan and building sustainable habits
Guidance on financial and business decisions as opportunities and challenges arise
A trusted sounding board to help you stay aligned with your goals, values, and vision for your business
Many clients feel confident managing their finances independently after this phase. For those who would like ongoing support, we also offer flexible long-term coaching options with less frequent check-ins.