“Hard work is typically rewarded with a decent living, but a decent living doesn’t always translate to financial freedom. The truth is that society doesn’t equip people with the knowledge or tools they need to manage money effectively and make it work harder for them. Through no fault of their own, they feel immense stress, anxiety, and even shame about their finances. Many people seek out financial advisors, only to find that long-term investment strategies don’t help them make everyday financial decisions...”

The last three mornings I've drank a pint of water before coffee, which for me is a huge win! I've been trying to instill this habit my whole adult life, as I know how much better it makes me feel. Coincidentally, I happened to listen to this awesome Brene Brown interview with James Clear of Atomic Habits that first morning- which I highly recommend.

Last night I read the first 291 pages of Ramit’s bestseller in one sitting, and today I managed to finish it (during a child’s nap). When you read about financial savvy all the time, nothing out there seems very new. The book is a great resource and would benefit most readers no matter where along the path to a financially peaceful and streamlined life they may be.

Clients often ask me what they should plan for financially when considering bringing a baby into the world…