Oregon Business Resources


Low-cost & free Oregon business assistance

Starting a business in ORegon


Tax Preparation

Buying a Home in Oregon

  • Check out the new Portland Home Buyer’s Assistance Program! You can qualify with income limits of up to $113,960/yr, and it’s OK if it isn’t your first home purchase. Only certain lenders are approved for this program, though I know Julie Fast with River City Mortgage (503-740-4530, juliefast@rivercitymortgage.net) is an awesome and savvy choice for a Mortgage Lender (and she offers free credit counseling, too!)

  • Save big by opening an Oregon First Time Home Buyer’s Savings Account. You can deduct up to $5000/year ($10K for couples) from your OR taxable income when you deposit it into an eligible savings account. You can do this for ten years as well, which means possibly not paying state tax on $100,000! It’s also OK if you’ve owned a home previously, but not for the last three years.

  • Check out The Oregon IDA Initiative for 3:1 matching savings grants toward purchasing, or repairing, your first home. The average participant saves $2,000 over a two-year period and receives a $6,000 match. Income limits may vary by program.

  • Portland Housing Center has helped almost 9,000 homeowners to date by offering down payment assistance, financial education, IDA’s and more. Their spring/summer 2019 class schedule can be found here.

  • Mortgage payment calculator. Make sure to put in current interest rates, property taxes for the area you’re buying in, and accurate insurance & down payment info.

  • Mortgage affordability calculator Warning!! This calc does not take maintenance costs into account. I recommend factoring in at least $200/month off what they say you can afford to save toward maintenance, or else how will you fund that new roof or heating system when they need replacing?

  • You can read about some examples of affordability on this blog post.

 Business tools & Freebies

  • Get an extra free month of YNAB (You Need a Budget software) after your trial by using this link (Save $7)

  • New to Square credit card processing? $30 processing credit if you sign up here
    (This one benefits me too, not gonna lie)

  • I just switched to and love Acuity for an affordable, customizable online scheduler. Tip- If you use a Squarespace business plan for your website, you get Acuity scheduling for free!

Portland-based non-profit Financial services

General Financial Resources 



Financial Tools and Calculators

  • Life Energy Calculator by Your Money or Your Life. How much do you actually make per hour once you factor in the demands of your job?

Good reads about money

Check your library!

reads on retirement


Please contact us if you would like to include additional resources on this page!